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Showing posts from May, 2017

April 2017 FrugalMaster Results

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April had some unexpected travel expenses from the death of my brother.  A few nights in a hotel and eating out triggered a few hundred dollars in travel and food expenses.  I think this is why having some type of cash buffer or emergency fund is very important for those just starting out on their Frugalmaster exercises.  When you live well below your means you tend to not worry about money as much and always have some extra cash just in case.
That buffer also helped me finish paying off my daughters school trip to Washington DC.  The trip was $500 total and she has been helping around the house with extra chores and kid watching to help pay it back.  They also stopped at Gettysburg and Flight 93 (911 crash site) Memorial.


I am not quite to the 50% mark yet but my expenses for the month where 62% of my normal income.  I say normal because this month the government paid me back the taxes they had over collected.  This refund is counted towards income because it was not recorded in the…

Life is not always a box of chocolates

My wife would argue that title since that is her favorite food group.  That was the best title I could come up with this morning.  It was that or my usual FrugalMaster results for April and I felt like a change. 
I have mentioned it before but my brother (who was only 3 years older than me) was diagnosed with brain cancer.  The surgery went fine to remove the tumor and he was slated to go home the next day (after many weeks of recovery.)  They had removed him from any monitors so in the middle of the night his brain decided to start bleeding and he silently passed away.
When God calls you home I suppose that is the best way to go.  He was a good man which I already knew but I didn't know he was a great man.  The line at the wake was 3 1/2 hours long of people he had affected come to offer their condolences.  His wife stood through the whole thing never taking a break. 
Ah yes he did leave behind a wife and 3 kids (one of them who is handicap).  I know how they are feeling as my…

May 2017 Dividend Growth Watchlist

Company Name Symbol Industry No. Years Dividend Yield Sector EPS% Payout AmTrust Financial Services Inc. AFSI Financial Services 11 4.24 Financials 32.69 Lazard Limited LAZ Financial Services 10 3.82 Financials 56.16 Williams-Sonoma Inc. WSM Retail-Home Products 12 2.89 Consumer Discretionary 45.48 Qualcomm Inc. QCOM Telecomm Equipment 15 4.24 Information Tech 69.51 Donegal Grou

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