Tuesday, April 25, 2017

March 2017 Dividends

Company
Symbol
Held In
 Dividend
Amount Received
March Notes
ARCHER DANIELS MIDLD
ADM
IRA
$0.320
$32.00
increase
ARCHER DANIELS MIDLD
ADM
Taxable
$0.320
$4.16

BRINKER INTL
EAT
IRA
$0.340
$7.48

CHEVRON CORP
CVX
Taxable
$1.080
$2.16

EMERSON ELEC CO
EMR
IRA
$0.480
$24.00

EXXON MOBIL CORP
XOM
IRA
$0.750
$83.25

EXXON MOBIL CORP
XOM
Taxable
$0.750
$1.50

FLOWERS FOODS INC
FLO
IRA
$0.160
$5.12

Foreign BHP BILLITON LTD
BHP
Taxable
$0.800
$1.60
increase
Foreign BHP BILLITON PLC
BBL
Taxable
$0.800
$1.60
increase
HELMERICH PAYNE INC
HP
Taxable
$0.700
$0.70

INTEL CORP
INTC
Taxable
$0.260
$0.79

INTL BUSINESS MACHINES CORP
IBM
IRA
$1.400
$5.60

INTL BUSINESS MACHINES CORP
IBM
IRA
$1.400
$5.60

INTL BUSINESS MACHINES CORP
IBM
Taxable
$1.400
$7.00

JOHNSON AND JOHNSON
JNJ
IRA
$0.800
$40.00

MCDONALDS CORP
MCD
IRA
$0.940
$23.50

MCDONALDS CORP
MCD
Taxable
$0.940
$0.94

MERCURY GENL CORP
MCY
IRA
$0.623
$31.13

MICROSOFT CORP
MSFT
IRA
$0.390
$9.75

NU SKIN ENTERPRS
NUS
Taxable
$0.360
$0.36

OLD REPUB INTL CORP
ORI
IRA
$0.190
$74.67
increase
OLD REPUB INTL CORP
ORI
Taxable
$0.190
$0.76

OLD REPUB INTL CORP
ORI
Taxable
$0.190
$4.56

PRICE T ROWE GROUP INC
TROW
IRA
$0.570
$8.55
increase
PRICE T ROWE GROUP INC
TROW
Taxable
$0.570
$0.57

QUALCOMM INC
QCOM
IRA
$0.530
$9.54

SPAN AMER MEDICAL SYSTEM
SPAN
IRA
$0.160
$3.84

TARGET CORP
TGT
IRA
$0.600
$30.00

UNILEVER PLC
UL
IRA
$0.344
$2.06

UNVSL HELTH RLTY I T SBI REIT
UHT
IRA
$0.655
$16.38

V F CORPORATION
VFC
IRA
$0.420
$0.42

V F CORPORATION
VFC
IRA
$0.420
$4.62


The nice thing about dividends is they keep coming even when you have busy months.  That has left me with little time for investing and catching up on all the great articles in the FI and DGI communities.  The restructuring of my portfolio and additional contributions has led to a 26% increase YOY.  That translates into $444.21 dollars for the month with a total of $728.85 for the year.

Dividend increases from ADM, BHP/BBL, ORI and TROW helped spur additional dollars into my pocket.  I am concerned with the huge jump up by BHP/BBL but it is still only at its previous 2008 dividend levels.  My whopping 2 shares of each will probably remain so as I don't know when they will cut the dividend again.  And while I do love the ORI the dividend growth this time around was only 1.1%.  OLD REPUBLIC, that wasn't a very nice raise you gave me.  Please SHARE the wealth.  I doubt the board will read that but it never hurts to try.


My goal is to still contribute $11,000 to my (and my wife) IRA's this year.  I am already half way there.  The bulk of my savings will be in my 401k when I become eligible in June.  The downside is none of the funds they offer are geared towards dividends so we will see if that helps boost mine later this year.

Happy dividend gathering,

Dividend Family Guy

Thursday, April 20, 2017

March 2017 FrugalMaster Results

My brother was diagnosed with brain cancer this month.  It certainly puts life in perspective.  He is three years older than me and I looked up to him allow when I was a kid.  He didn't smoke or drink but did have a love for food.  He did work at a desk all day just like me.  I had stalled on my weight loss about a month ago but now I need to ramp that up.  Exercise, eating right and not stressing out about everything are things I need to continue so that I can keep on going and fight the good fight.

This is the second month of extra principal payments on the house.  I also found a route to work that shaves 20 miles off my commute each day.  That savings should become apparent next month.  Plus no more highway or tolls to pay.  The estimated savings per month there is $40. 
March

On the flip side the amount of money spent on food is above what I had predicted for the year.  I went out to lunch with coworkers twice.  That will have to be cut out just so I can stay within budget to meet my savings goals for the year.

Speaking of savings, we came pretty close to my goal of 35% savings rate.  This month was 32%, which is acceptable to me.  Again keeping a lid on food costs will be the hardest challenge for the year.  It was $250 over budget.  Family eat outs which we limited to once per week (mostly chinese or pizza) may have to come to an end.  Plus eating less is probably healthier for all of us.

Well that wraps up March.  I should have my dividends for the month posted soon.  We will see if I am making any progress on coming closer to financial independence.

Peace,

Dividend Family Guy

Tuesday, April 11, 2017

April 2017 Dividend Growth Watchlist


Company Name
Symbol
Industry
No. Years
Dividend Yield
Sector
EPS% Payout
AmTrust Financial Services Inc.
AFSI
Financial Services
11
3.68
Financials
29.31
Williams-Sonoma Inc.
WSM
Retail-Home Products
12
2.91
Consumer Discretionary
45.48
Donegal Group Inc. A
DGICA
Insurance
14
3.12
Financials
48.25
Archer Daniels Midland
ADM
Agriculture
42
2.78
Consumer Staples
58.99
Old Republic International
ORI
Insurance
36
3.71
Financials
47.50
Best Buy Corp.
BBY
Retail-Electronic
15
2.77
Consumer Discretionary
36.17
Span-America Medical Systems
SPAN
Medical Equipment
18
2.92
Health Care
43.54
Cracker Barrel Old Country
CBRL
Restaurants
14
2.89
Consumer Discretionary
55.09
Finish Line Inc. (The)
FINL
Retail-Apparel
10
3.09
Consumer Discretionary
68.75
T. Rowe Price Group
TROW
Financial Services
31
3.35
Financials
47.80
Qualcomm Inc.
QCOM
Telecomm Equipment
15
3.98
Information Tech
69.51
Brinker International
EAT
Restaurants
12
3.09
Consumer Discretionary
42.24

AmTrust Financial Services Inc. (AFSI) leads the pack this month as the stock dropped from the SEC Probe resulting from material errors in its latest filing.  This has caused the yield to go up to a respectable 3.6% (as of this writing).  As long as earnings and the dividend continue to grow I will keep them on my watchlist.

Archer Daniels Midland returns to the top 10 mainly because I lowered my dividend yield filter to 2.75%.  As of this writing ADM was sitting at 2.85%.  Food prices aren't going down so I might pick up more when the P/E drops below 20 again.

I know Span-America Medical Systems remains on my list but as you can see the number of years of dividend increases is red.  In March the dividend was declared at $0.16 per share.  That is now 7 quarters of no dividend increase.  That has me a bit worried as to why they are stretching it so far and risk the wrath of the DGI'ers.

Other than that the big box companies continue to be hurt by online sales.  I added QCOM and EAT to the list just so I can keep my eye on them.  Both have been on my list for some time but the Finish Line (FINL) and ADM bumped them down.

Have a good week and we will see where the market takes us.

Later,

Dividend Family Guy