Showing posts from December, 2016

November 2016 FrugalMaster Results

November and now December have flown by.  Besides the drive my new job is great (and challenging).  This time of the year is always challenging for the budget with all of the holidays and family  gatherings.  My food costs always jump as turkeys and hams are eaten and cookies are baked (and also eaten).

My Christmas budget was set earlier this year and saved for.  Come end of December we will see if I stayed on track this year  or if I went way overboard with my gift giving.

What I earn and spend always seems to fluctuate so staying under budget all the time is a near impossible feat for me.  It does give me guidance though so I will continue to use it.  What has worked best is just don't buy anything unless you really need it.  No impulse buying will also help to keep you on track for the overall year. Even though we were over budget the savings rate still remained positive at 29%
Food and car insurance where the 2 that led me to be in the red for the month when I look at my budg…

December 2016 Dividend Growth Watchlist

Company Name Symbol Industry No. Years Dividend Yield Sector EPS% Payout Span-America Medical Systems SPAN Medical Equipment 17 3.20 Health Care 41.56 Old Republic International ORI Insurance 35 4.20 Financials 51.37 Donegal Group Inc. A DGICA Insurance 14 3.43 Financials 53.92 Auburn National Bancorp AUBN Banking 15 3.15 Financials 40.91 Muncy Bank Financial Inc.

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