I missed a positive month by a mere $89! On the bright side I did that with only 2 weeks of pay. But DFG there are 4 weeks in January you say. That is correct. This was yet another crazy month in my world.
A friend had called me up in November regarding a job opening where he worked. You own your career is the mantra an old boss taught me. It was 30 minutes less of a drive to/from work and I liked working with my friend in the past. Another thing a friend of mine taught me is you should go on interviews or at least do phone ones even if you are not looking for a job. You never know when the hammer will fall and you will be sitting at home without a job. Just like public speaking, the more you do it the easier it gets.
Long story short I progressed through the process and was offered a similar salary but with better health benefits and vacation. All signs pointed to yes so I started 1 week into January. I was paid for that final week and then my new job delays pay by a week. I was scraping my savings and brokerage accounts for cash to pay off that hefty Christmas credit card bill. By some miracle I was able to pay the entire balance off. With no cash on hand my expenses were kept to a minimum and we pretty much broke even for the month.
There is nothing out of the ordinary on the 'ol pie chart below. Owning a home still remains my number one expense. Everything else was kept within the 2016 budget (which I still need to write a post on.)
In other news I purchased a few shares on some price dips of Johnson & Johnson and Emerson Electric. Both are long term dividend payers and I need more of them in my portfolio. While my dividend collected in January are lower than 2015 I do hope to catch up with additional savings from the new job. On the bright side my 2015 total dividends ended up higher than 2014. This shows even saving what little I could and reinvesting those dividends still shows my income growing.
I truly wish I had more time to write but I hope you enjoy this little window into my life.
Full Disclosure: Long on EMR and JNJ