Tuesday, May 23, 2017

Life is not always a box of chocolates

My wife would argue that title since that is her favorite food group.  That was the best title I could come up with this morning.  It was that or my usual FrugalMaster results for April and I felt like a change. 

I have mentioned it before but my brother (who was only 3 years older than me) was diagnosed with brain cancer.  The surgery went fine to remove the tumor and he was slated to go home the next day (after many weeks of recovery.)  They had removed him from any monitors so in the middle of the night his brain decided to start bleeding and he silently passed away.

When God calls you home I suppose that is the best way to go.  He was a good man which I already knew but I didn't know he was a great man.  The line at the wake was 3 1/2 hours long of people he had affected come to offer their condolences.  His wife stood through the whole thing never taking a break. 

Ah yes he did leave behind a wife and 3 kids (one of them who is handicap).  I know how they are feeling as my father passed away when I was 18.  It sucks for a while but friends, family and time help you through it.  I pray they stay strong and together.

Things I learned from the people I spoke with:
  1. He was corny (at work and at home)
  2. He never got angry (his ears did turn red from time to time)
  3. He brought a second lunch to work (part hobbit maybe?)
  4. He taught many kids that doing good deeds and caring about the world and those in it is the most important thing in life (he was a leader in a boys club)

Well don't feel like writing more than that.  He will be missed.


Dividend Family Guy

Thursday, May 11, 2017

May 2017 Dividend Growth Watchlist

Company Name
Symbol
Industry
No. Years
Dividend Yield
Sector
EPS% Payout
AmTrust Financial Services Inc.
AFSI
Financial Services
11
4.24
Financials
32.69
Lazard Limited
LAZ
Financial Services
10
3.82
Financials
56.16
Williams-Sonoma Inc.
WSM
Retail-Home Products
12
2.89
Consumer Discretionary
45.48
Qualcomm Inc.
QCOM
Telecomm Equipment
15
4.24
Information Tech
69.51
Donegal Group Inc. A
DGICA
Insurance
15
3.36
Financials
63.64
Old Republic International
ORI
Insurance
36
3.68
Financials
47.50
Span-America Medical Systems
SPAN
Medical Equipment
18
2.94
Health Care
43.54
T. Rowe Price Group
TROW
Financial Services
31
3.22
Financials
47.80
Cracker Barrel Old Country
CBRL
Restaurants
14
2.87
Consumer Discretionary
55.09
Brinker International
EAT
Restaurants
12
3.08
Consumer Discretionary
42.24

The list for May remains pretty much the same with great buys.  I bumped my yield filter down to 2.8% to account for some companies who may cross the 3% yield mark on a good dip.  I wanted to make sure they were on my watchlist so I could monitor them easily.

The newcomer to the list is Lazard Limited (LAZ).  They are a financial advisory and asset management company with over 2700 employees.  The company started back in 1848 and has grown revenue to 2.46B.  The ex-dividend date was 5/4 so I missed that boat.  With that said I would have to catch it on a good day (market/LAZ down) to make up for that lost personal revenue.  The book value of 9.40 is a bit high for my liking but that is way under the Financial Sector average of 20.24.

Happy investing,

Dividend Family Guy

 

Tuesday, April 25, 2017

March 2017 Dividends

Company
Symbol
Held In
 Dividend
Amount Received
March Notes
ARCHER DANIELS MIDLD
ADM
IRA
$0.320
$32.00
increase
ARCHER DANIELS MIDLD
ADM
Taxable
$0.320
$4.16

BRINKER INTL
EAT
IRA
$0.340
$7.48

CHEVRON CORP
CVX
Taxable
$1.080
$2.16

EMERSON ELEC CO
EMR
IRA
$0.480
$24.00

EXXON MOBIL CORP
XOM
IRA
$0.750
$83.25

EXXON MOBIL CORP
XOM
Taxable
$0.750
$1.50

FLOWERS FOODS INC
FLO
IRA
$0.160
$5.12

Foreign BHP BILLITON LTD
BHP
Taxable
$0.800
$1.60
increase
Foreign BHP BILLITON PLC
BBL
Taxable
$0.800
$1.60
increase
HELMERICH PAYNE INC
HP
Taxable
$0.700
$0.70

INTEL CORP
INTC
Taxable
$0.260
$0.79

INTL BUSINESS MACHINES CORP
IBM
IRA
$1.400
$5.60

INTL BUSINESS MACHINES CORP
IBM
IRA
$1.400
$5.60

INTL BUSINESS MACHINES CORP
IBM
Taxable
$1.400
$7.00

JOHNSON AND JOHNSON
JNJ
IRA
$0.800
$40.00

MCDONALDS CORP
MCD
IRA
$0.940
$23.50

MCDONALDS CORP
MCD
Taxable
$0.940
$0.94

MERCURY GENL CORP
MCY
IRA
$0.623
$31.13

MICROSOFT CORP
MSFT
IRA
$0.390
$9.75

NU SKIN ENTERPRS
NUS
Taxable
$0.360
$0.36

OLD REPUB INTL CORP
ORI
IRA
$0.190
$74.67
increase
OLD REPUB INTL CORP
ORI
Taxable
$0.190
$0.76

OLD REPUB INTL CORP
ORI
Taxable
$0.190
$4.56

PRICE T ROWE GROUP INC
TROW
IRA
$0.570
$8.55
increase
PRICE T ROWE GROUP INC
TROW
Taxable
$0.570
$0.57

QUALCOMM INC
QCOM
IRA
$0.530
$9.54

SPAN AMER MEDICAL SYSTEM
SPAN
IRA
$0.160
$3.84

TARGET CORP
TGT
IRA
$0.600
$30.00

UNILEVER PLC
UL
IRA
$0.344
$2.06

UNVSL HELTH RLTY I T SBI REIT
UHT
IRA
$0.655
$16.38

V F CORPORATION
VFC
IRA
$0.420
$0.42

V F CORPORATION
VFC
IRA
$0.420
$4.62


The nice thing about dividends is they keep coming even when you have busy months.  That has left me with little time for investing and catching up on all the great articles in the FI and DGI communities.  The restructuring of my portfolio and additional contributions has led to a 26% increase YOY.  That translates into $444.21 dollars for the month with a total of $728.85 for the year.

Dividend increases from ADM, BHP/BBL, ORI and TROW helped spur additional dollars into my pocket.  I am concerned with the huge jump up by BHP/BBL but it is still only at its previous 2008 dividend levels.  My whopping 2 shares of each will probably remain so as I don't know when they will cut the dividend again.  And while I do love the ORI the dividend growth this time around was only 1.1%.  OLD REPUBLIC, that wasn't a very nice raise you gave me.  Please SHARE the wealth.  I doubt the board will read that but it never hurts to try.


My goal is to still contribute $11,000 to my (and my wife) IRA's this year.  I am already half way there.  The bulk of my savings will be in my 401k when I become eligible in June.  The downside is none of the funds they offer are geared towards dividends so we will see if that helps boost mine later this year.

Happy dividend gathering,

Dividend Family Guy